Published October 11, 2026 in Market Update

Some parts of Kitsap Co Buy Box are still moving fast despite higher rates

By Thomas Earnest

Real estate, Kitsap Co Buy Box

CNBC reported the average 30-year fixed rate climbed to 7.49% as of October 7, 2026. That is the headline. But in ZIP 98311, the Real Estate Data Aggregator counted a median of just 7 days on market. Buyers in that pocket may need to be ready to move fast.

These numbers cover the three months ending August 31, 2026. That is the period you are reading about.

The fastest ZIP: 98311

ZIP 98311 was the quickest part of this market. The Real Estate Data Aggregator counted a median of 7 days on market there. That number did not change from a year before. And 68.3% of homes sold above list price, up 13.5 points from the same period in 2025.

The Real Estate Data Aggregator also found that 53.2% of homes in 98311 went under contract within two weeks of listing. New listings rose 19.4% from a year before, giving buyers a few more choices. But homes are still going fast when priced well.

Not every ZIP looks the same

Speed and pricing strength vary a lot across Kitsap Co Buy Box. Here is how the ZIPs with enough sales compare on days on market.

ZIP 98340 had a median of just 8 days, per the Real Estate Data Aggregator. But only 12 homes sold there, so one or two sales can move that number. ZIP 98380 sat at 37 days, and only 5.9% of homes sold above list price.

Where above-list pricing held strong

The Real Estate Data Aggregator shows that above-list selling is not uniform. Some ZIPs held well above 50%. Others fell well below.

ZIP 98370 had 58.2% of homes sell above list price, up 11.2 points from a year before, per the Real Estate Data Aggregator. The median sale price there dipped 5.1% to $674,522. More homes sold above list, yet the median price slipped a little. Positioning matters.

Where the market is softer

ZIP 98367 had a median of 26 days on market, up 11 days from a year before, per the Real Estate Data Aggregator. Only 34% of homes sold above list price there, down 8.6 points. The median sale price fell 3.6% to $626,390.

ZIP 98380 took 37 days at the median and had 4.1 months of supply, the most in this market, per the Real Estate Data Aggregator. The median sale price rose 14.6% to $745,000, but only 17 homes sold. A small sample can make price changes look bigger than they are.

ZIP 98383 saw months of supply rise 0.9 months to 2.9, and only 19.1% of homes sold above list price, down 8.9 points, per the Real Estate Data Aggregator.

The rate picture nationally

CNBC reported that mortgage rates hit their highest level in three years, rising above 7.5%. Applications for a mortgage to purchase a home declined 2% for the week, also per CNBC. Realtor.com reported that price cuts hit 20.8% of listings nationally in September, the highest share since October 2022. That is the national backdrop.

The Federal Housing Finance Agency reported U.S. house prices rose 2.6% from July 2025 to July 2026. That is a national figure. Local results in Kitsap Co Buy Box are mixed by ZIP, as the Real Estate Data Aggregator numbers show.

A closer look at supply across the market

ZIP 98337 had the tightest supply at 1.3 months, down 1 full month from a year before, per the Real Estate Data Aggregator. Homes sold there rose 47.8% from a year before, and the median price rose 10.8% to $421,322. More buyers chasing fewer homes.

ZIP 98110: a different kind of fast

ZIP 98110 had a median of 10 days on market, 9 days shorter than a year before, per the Real Estate Data Aggregator. The median sale price was $1,300,280, up 2%. And 52% of homes went under contract within two weeks of listing, up 15.8 points. That is a big shift toward faster sales at the top of the price range.

One street can read very differently from the whole ZIP code. The numbers above are a starting point, not the final word on your home.